Calculate monthly EMI, total interest payable, prepayment savings, and detailed loan amortization schedules with real-time visual breakdown.
Plan and optimize loan borrowings with real-time monthly EMI calculations, interest-to-principal proportions, prepayment savings simulations, and full year-by-year amortization tables.
Step-by-Step Walkthrough
Step 1
Select a pre-configured loan blueprint (Home Loan, Car Loan, Personal Loan, Education, Business Equipment) or choose your preferred currency.
Step 2
Enter your total loan principal borrowing amount or tap the quick select chips.
Step 3
Adjust the annual interest rate (% p.a.) using the high-precision slider or quick rate buttons.
Step 4
Select your loan tenure in years or months to instantly review your fixed monthly EMI and total repayment cost.
Step 5
Expand the Prepayment Simulator to see how extra monthly contributions save interest and close your loan years earlier.
Pro Tip for Best Output Quality
Does not automatically include one-time bank processing fees, stamp duty, or mandatory property insurance premiums.
Assumes a fixed interest rate throughout the selected loan tenure.
Key Capabilities & Features
6 Real-World Loan Blueprints
Pre-configured rates and tenures for home mortgages, EV/sedan cars, personal financing, education, business machinery, and two-wheelers.
Prepayment & Early Payoff Simulator
Test extra monthly contributions and discover exact interest savings and shortened tenure.
Year-by-Year Amortization Schedule
Detailed table showing annual opening balance, principal paid, interest paid, closing balance, and percentage repaid.
Visual Payment Proportion Split
Proportional progress bar comparing borrowed principal against cumulative interest payable.
Multi-Currency Support
Seamlessly switch between INR (₹), USD ($), EUR (€), GBP (£), CAD (CA$), and AUD (AU$).
Recommended Creative Use Cases
Frequently Asked Questions
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